We can all agree that gift giving isn’t easy. Everyone is unique, and has to develop their own philosophies on how to give meaningfully to friends, family, and loved ones. The pressure to find gifts that suit a person’s needs can be a source of ...

By Kurtis Rhee
I talk to people every day who are wondering just how they’ll get their dream home in competitive markets like San Francisco, Denver, and Seattle. In these areas, sellers don’t just have multiple offers. They have offers from cas...

Now is a great time to refinance your mortgage
Interest rates are low again, which means it’s the perfect time to refinance. There are two types of mortgage refinance: rate-term refinance and cash-out refinance. No cash allows you to adjust j...